Roth 101 – The Basics of Conversion When the Roth IRA was created in 1997, it was a small footnote in the world of Pensions and 401(k)’s. Fast forward 20 years, and the Roth is on everyone’s mind. The big question; Should I CONVERT my Traditional IRA to a Roth? There are 3 main questions…
By Adam Bergman The Internal Revenue Service (“IRS”) permits retirement accounts, such as an IRA, to invest in real estate and other alternative types of investments. As a matter of fact, IRS rules permit one to invest retirement funds in almost any type of investment, aside generally from any investment involving a disqualified person, collectibles,…
Many people assume IRA portfolios consist exclusively of stocks, bonds and comparable assets. They may not know they can diversify their IRA by investing in real estate. Investing in real estate with your IRA isn’t for everyone, but many people find it a wise investment. If you’re interested in investing in and rehabbing one or…
From Center for Online Education http://www.onlinecolleges.net/ An aggregate, college tuition has risen an astonishing 79.5% in the last decade ― nearly twice the growth rate of medical care during the same period and almost three times the increase of the general consumer price index. Textbook prices have also increased by a similar margin between 2003-04 and 2013-14. According…
Author: John Hyre Quick Synopsis An engineer from Phoenix made a living doing “Phase I” and similar types of environmental impact reports for purchasers of commercial properties. When the crash came, his services business declined. He started flipping properties and did quite well with it. Pursuant to the “advice” of a Check Book LLC promotor,…
The IRS requires you to distribute a portion of funds from your traditional IRA, SEP IRA, SIMPLE IRA, or 401(k) account. This is called a Required Minimum Distribution, or RMD. Click Here to see the latest RMD age requirement. Once you take a distribution, the funds are subject to tax and be included as income…
In this interview, CamaPlan’s founder Carl Fischer shares his extensive expertise on the subject of Self-Directed IRAs. Listen and learn the finer points and nuances of investing as Carl discusses his early foray into real estate followed by his initial encounter in 1993 with the then esoteric concept known as the Self-Directed IRA. Carl’s quest…
What is an EIN and, more importantly, as an investor, do I need one for MY Self-Directed IRA? EINs, or Employer Identification Numbers, are issued by the IRS for the purposes of tax administration. If your self-directed IRA has invested in an LLC, then, YES, you do need one. As an investor in an LLC,…
Most divorce agreements contain provisions for dividing marital assets. IRA accounts, because of their special tax status, must be treated differently than other types of financial assets. The following article attempts to explain how division of IRAs may be handled in the event of a divorce. I. Statutory Framework Section 408(a) of the Code provides,…
New, Expanded Reporting Requirements That May Affect Your IRA: The 5498 form which reports annual contributions and the fair market value of the assets in the IRA. The 1099-R that reports any distributions from the IRA to the IRS each year. Additions to Form 5498 New boxes (15a & 15b) have been added to Form…
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5 Minutes to Understanding Self-Direction
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